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Debt Step By Step Guide:
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Debt Help - Debt Management GuideDebt Management Articles - Writing Letters To Lenders
This is an example letter that you could use to send to your creditors.
Your address
Date
Dear Sirs
My Account Number is ______
I am currently experiencing financial difficulties due to _______ and I am therefore unable to maintain the full payment on my account. I am trying to resolve my situation and I enclose an expenditure review and I will send you an offer of the amount I can manage to pay after receiving letters from all my creditors.
Please let me have the following information so that I can draw up a schedule of all my debts and make appropriate offers to my creditors:
Balance owing
Type of agreement (secured/unsecured)
Arrears
Terms of repayment and interest/penalties accruing
Yours faithfully
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