Writing Letters To Lenders - Debt Management Guide

This is an example letter that you could use to send to your creditors.



Your address

Date

Dear Sirs

My Account Number is ______

I am currently experiencing financial difficulties due to _______ and I am therefore unable to maintain the full payment on my account. I am trying to resolve my situation and I enclose an expenditure review and I will send you an offer of the amount I can manage to pay after receiving letters from all my creditors.

Please let me have the following information so that I can draw up a schedule of all my debts and make appropriate offers to my creditors:

Balance owing
Type of agreement (secured/unsecured)
Arrears
Terms of repayment and interest/penalties accruing

Yours faithfully